Realizing the house had run out of normal breakfast food, with feeding the family another bowl of dry cereal feeling like a personal failure, is exactly what led to this peanut butter coffee cake at six on a Tuesday morning.
Operating on half a cup of coffee somehow led to almost drinking out of the glass left on the nightstand for the cat, an incident that is entirely real and deeply embarrassing. Avoiding two-week-old cat water turned out to be worth it for this bake.
This peanut butter coffee cake recipe makes anyone look like they have their life together before eight in the morning. Here is exactly how I do it.
Why You’ll Love This Recipe
- Fast prep. About 15 minutes of active work covers the absolute limit for morning baking.
- Crowd-pleasing. This is basically a chocolate peanut butter coffee cake masquerading as acceptable morning food.
- Pantry staples. Every single ingredient probably already sits in the cupboards right now.
- Kid-approved. Chocolate chips for breakfast mean nobody argues about eating this cake.
Tools You’ll Need
Nothing fancy, I promise.
- 9-inch square baking pan You need this for the right thickness. If you use a bigger pan, you will end up with a sad, flat pancake.
- Mixing bowls. These keep the wet and dry ingredients separate like responsible adults.
- Whisk. This fluffs up the dry ingredients so nobody bites into a clump of baking powder.
Ingredients
For the Cake
- 1/2 cup brown sugar – Packing it gives the cake moisture.
- 1/4 cup granulated sugar – For that classic tender crumb.
- 1/4 cup butter – Softened! Do not melt it or the texture gets weird.
- 1/2 cup peanut butter – Use the processed stuff (like Jif or Skippy). Natural peanut butter separates and makes a greasy peanut butter crumb cake.
- 1 egg – The binder that holds our hopes and dreams together.
- 1/2 cup milk – I used nonfat, but use whatever you have.
- 1 1/2 cups flour – Standard all-purpose is fine. If you want to nerd out on protein content, King Arthur Baking explains it best.
- 2 teaspoons baking powder – Check the expiration date. Seriously.
- 1/2 teaspoon salt – To balance the sugar.
For the Streusel
- 1/2 cup brown sugar – More moisture, more flavor.
- 2 tablespoons flour – Helps bind the crumble.
- 2 teaspoons cinnamon – The backbone of any good streusel.
- 2 tablespoons butter – Melted this time.
- 1/2 cup miniature chocolate chips – Mini chips distribute better so you get chocolate in every bite of this peanut butter streusel cake.
How To Make Peanut Butter Coffee Cake
Do not let the layers intimidate you; it is mostly just dumping things in a bowl and stirring.
- Prep the pan: Preheat oven to 350°. Spray a 9” square pan with cooking spray. If you forget the spray, you will be eating this straight out of the pan with a spoon, which is fine, but not ideal for sharing.
- Whisk dry ingredients: Whisk flower, baking powder, and salt together in a medium bowl. Do not skip whisking or you will get bitter baking powder pockets.
- Mix the batter: Mix sugars, butter, peanut butter, and egg in a large bowl. Stir in milk. Stir dry ingredients into wet and stir until just combined. Overmixing makes it tough, and nobody wants tough cake.
- Make the topping: Make the crumb topping: stir together brown sugar, flour, cinnamon, and melted butter. Fold in chocolate chips. If you eat half of this before it goes on the cake, I am not looking.
- Layer and bake: Place half the cake batter in the pan and spread to fit. Top with half the streusel. Repeat with remaining cake batter and streusel. Bake for 21-24 minutes until a toothpick comes out clean. (Mine took 22 minutes to bake.) The batter is thick, so just do your best to spread it—it does not have to be perfect.
♥ The Misfit Tips!
- The Natural Peanut Butter Trap I once tried to be healthy and used that oily, stir-it-yourself natural peanut butter. The cake baked up into a greasy, dense brick. Stick to the commercial, stabilized peanut butter here.
- Adding a Glaze If you want to turn this into a peanut butter coffee cake with glaze, just whisk half a cup of powdered sugar with a tablespoon of milk and drizzle it over the cooled cake. I do this when I have company.
- The Middle Layer Spreading Spreading that second layer of thick batter over the middle streusel layer is annoying. I drop it in little spoonfuls all over the top and gently connect them with a butter knife.
Make it yours
- Extra chocolate version. You fold additional mini chocolate chips directly into the batter for a more intense chocolate peanut butter coffee cake.
- Nutty version. You sprinkle chopped peanuts over the glaze for extra crunch and a stronger peanut flavor.
Perfect Pairings
This peanut butter streusel cake suits two specific pairings particularly well.
- A cold glass of milk works for the kids, or for anyone who wants one without judgment.
- Brunch with the in-laws needs exactly this kind of bake to distract them from personal questions.
How to Store Peanut Butter Coffee Cake
❤
- Fridge. Up to five days in an airtight container, and the chocolate chips stay snappy.
- Freezer. Up to three months wrapped tightly in plastic wrap, then foil.
- Reheat. Ten to fifteen seconds in the microwave brings back a fresh-baked taste.
- Storage note. The streusel topping loses some crunch after the first day, though the flavor actually deepens.

Peanut Butter Coffee Cake
Ingredients
Equipment
Method
- Preheat oven to 350°. Spray a 9” square pan with cooking spray.
- Whisk flower, baking powder, and salt together in a medium bowl.
- Mix sugars, butter, peanut butter, and egg in a large bowl. Stir in milk. Stir dry ingredients into wet and stir until just combined.
- Make the crumb topping: stir together brown sugar, flour, cinnamon, and melted butter. Fold in chocolate chips.
- Place half the cake batter in the pan and spread to fit. Top with half the streusel. Repeat with remaining cake batter and streusel. Bake for 21-24 minutes until a toothpick comes out clean. (Mine took 22 minutes to bake.)